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About Michael Graff, ChFC® CTA® NSSA®

Mike began is career in financial services right out of college in 1984, and is presently an Investment Advisor Representative, holding a Series 65 Securities License, with designations as a Chartered Financial Consultant (ChFC®), Chartered Tax Advisor (CTA®), and National Social Security Advisor (NSAA®). In addition, Mike is a Certified Value Builder with training and expertise in working with owners of businesses and professional practices.


He founded his company, ProIncome, in 2025 with a focus on helping people save for and successfully transition to retirement. He advises his client on how to organize, analyze, and properly leverage their financial resources for a retirement income that is predictable, sufficient, and sustainable. To help him accomplish this, Mike has refined his expertise in Social Security, pension planning, annuities, IRAs, employer retirement plans (401k, 403b, SEP, SIMPLE), and investment management and distribution planning.


He is the author of the book “6 Steps to Retirement” which outlines his exclusive 6 steps retirement planning process. This planning methodology is designed to optimize financial management and efficiency, with the objective of helping clients to achieve their desired lifestyle as they approach and transition to retirement. Mike earned a Bachelors Degree from The University of Massachusetts, Amherst, and resides with Lisa, his wife of 38 years, in Easton, MA where they raised their 3 children.

Investment advisory services offered through Brookstone Capital Management, LLC (BCM), a registered investment advisor. BCM and ProIncome are independent of each other. Insurance products and services are not offered through BCM but are offered and sold through individually licensed and appointed agents.